When Does My Disability Coverage End?

Employees who participate in a group benefits plan often enjoy coverage for prescription drugs, dental care, and life insurance, among others. Some group benefits plans include coverage for things like accidental death and dismemberment, and short term disability. Not surprisingly, among the more desirable benefits is long-term disability coverage. However, as employees move or transfer … Continue reading When Does My Disability Coverage End?

Video – My disability claim was denied. When should I sue the insurer?

My disability claim was denied. When should I sue the insurer?

Many employees are fortunate enough to have long-term disability coverage as part of their remuneration package. Generally speaking, long-term disability insurance is intended as a means of income replacement when injury or illness prevents a person from working. Many long-term disability insurance policies provide that a person is entitled to benefits from the policy only … Continue reading My disability claim was denied. When should I sue the insurer?

Video – What medical information can an employer request?

What medical information can an employer request?

For most employers, it is a common practice or policy to require medical documentation when an employee is off from work for an extended period of time due to illness or injury. There is, however, a delicate balance that an employer must strike between obtaining information needed to accommodate the employee’s disability and respecting the … Continue reading What medical information can an employer request?

Gahagan v. James Campbell Inc.: The Interplay Between Frustration and Accommodation

Gahagan v. James Campbell Inc. 2014 HRTO 14 (CanLII) is a decision of the Human Rights Tribunal of Ontario that illustrates the interaction between the employer's inability to accommodate an employee's disability and frustration of the employment agreement. Facts of the Case The applicant, Ms. Gahagan, injured her back in May 2009 while working for … Continue reading Gahagan v. James Campbell Inc.: The Interplay Between Frustration and Accommodation

Tred Carefully : Terminating Employees on Leave

Tred Carefully : Terminating Employees on Leave.  Here is an insightful article by David M. Brown on the challenges that employers face when contemplating a termination of an employee on a disability leave.  It is important to remember that a termination in such circumstances does not automatically constitute grounds for discrimination under the Human Rights … Continue reading Tred Carefully : Terminating Employees on Leave